South Florida

Hard Money Loans in West Palm Beach, Florida

Investor financing for West Palm Beach and Palm Beach County — fix & flip, DSCR rental, bridge and new construction loans.

92.5%Max LTC
5-dayFunding
0.75DSCR min.
Palm BeachCounty + all FL

The West Palm Beach investor market

Palm Beach County continues to draw investors with strong population growth and a wide spread between value-add purchase prices and renovated comps. LendingFLA funds fix-and-flip, bridge and DSCR rental deals from Northwood and Flamingo Park to Lake Worth Beach and Riviera Beach.

Areas we serve in & around West Palm Beach

NorthwoodFlamingo ParkEl CidLake Worth BeachRiviera BeachWestgate

How West Palm Beach investors use LendingFLA

Historic bungalows in Northwood and El Cid renovate into premium resale, while workforce neighborhoods like Westgate and Lake Worth Beach support BRRRR and long-term rental holds. Ground-up infill is increasingly viable as lots tighten across the county.

Loan Programs

Investor loan programs in West Palm Beach

One application, access to a network of top private lenders — competitive, asset-based terms across every investment strategy.

Fix & Flip

Buy, renovate and resell with leverage that protects your cash.

Up to 92.5% LTC · 100% rehab · 5-day funding

Bridge Loans

Move fast on time-sensitive deals and bridge to your exit.

5-day close · interest-only · no prepay

DSCR / Rental

Qualify on the property's rent — not your tax returns.

DSCR from 0.75 · up to 80% LTV · 30-yr

New Construction

Ground-up financing with rapid, inspection-based draws.

Up to 90% LTC · 100% of construction

Multifamily

Acquisition & bridge capital for 5+ unit projects.

Up to 80% LTV · bridge & perm

Commercial & Foreign National

Asset-based loans, including foreign-national programs.

No US credit OK · fast close
Questions

West Palm Beach hard money FAQ

Yes — ground-up construction loans fund up to 90% of cost with interest-only draws, ideal as infill lots become harder to find across West Palm Beach.
Yes. DSCR loans qualify on the property's rent — no W-2s or tax returns — across Palm Beach County.

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