South Florida

Hard Money Loans in Homestead, Florida

Hard money for Homestead & South Miami-Dade — affordable fix & flip, BRRRR rentals and new construction on available land.

92.5%Max LTC
5-dayFunding
0.75DSCR min.
Miami-DadeCounty + all FL

The Homestead investor market

Homestead is South Miami-Dade's most affordable entry point, with strong cash-flow rentals and room for new construction. LendingFLA funds entry-level flips, BRRRR deals and ground-up builds across the area.

Areas we serve in & around Homestead

Downtown HomesteadLeisure CityFlorida CityKeys Gateway

How Homestead investors use LendingFLA

Lower price points make Homestead and Florida City ideal for BRRRR — buy, rehab, rent, and refinance into a DSCR. Available lots also support ground-up construction.

Loan Programs

Investor loan programs in Homestead

One application, access to a network of top private lenders — competitive, asset-based terms across every investment strategy.

Fix & Flip

Buy, renovate and resell with leverage that protects your cash.

Up to 92.5% LTC · 100% rehab · 5-day funding

Bridge Loans

Move fast on time-sensitive deals and bridge to your exit.

5-day close · interest-only · no prepay

DSCR / Rental

Qualify on the property's rent — not your tax returns.

DSCR from 0.75 · up to 80% LTV · 30-yr

New Construction

Ground-up financing with rapid, inspection-based draws.

Up to 90% LTC · 100% of construction

Multifamily

Acquisition & bridge capital for 5+ unit projects.

Up to 80% LTV · bridge & perm

Commercial & Foreign National

Asset-based loans, including foreign-national programs.

No US credit OK · fast close
Questions

Homestead hard money FAQ

Yes — its affordability and rental demand make Homestead a strong BRRRR market. We fund the rehab on hard money and refinance into a DSCR once rented.
Yes, ground-up construction loans fund the lot and build where land is available across South Miami-Dade.

Ready to fund your next Homestead deal?

Get a free, no-obligation quote in minutes.

Call Get Quote