the Space Coast

Hard Money Loans in Melbourne, Florida

Hard money in Melbourne — fix & flip and BRRRR rentals fueled by Space Coast aerospace job growth in Brevard County.

92.5%Max LTC
5-dayFunding
0.75DSCR min.
BrevardCounty + all FL

The Melbourne investor market

Melbourne sits at the center of the Space Coast's aerospace boom, with job growth driving strong rental demand. LendingFLA funds flips and BRRRR deals near the area's major employers.

Areas we serve in & around Melbourne

Eau GallieDowntown MelbourneSuntreeViera

How Melbourne investors use LendingFLA

Eau Gallie and downtown Melbourne reward value-add flips, while Suntree and Viera support buy-and-hold rentals for aerospace and tech workers.

Loan Programs

Investor loan programs in Melbourne

One application, access to a network of top private lenders — competitive, asset-based terms across every investment strategy.

Fix & Flip

Buy, renovate and resell with leverage that protects your cash.

Up to 92.5% LTC · 100% rehab · 5-day funding

Bridge Loans

Move fast on time-sensitive deals and bridge to your exit.

5-day close · interest-only · no prepay

DSCR / Rental

Qualify on the property's rent — not your tax returns.

DSCR from 0.75 · up to 80% LTV · 30-yr

New Construction

Ground-up financing with rapid, inspection-based draws.

Up to 90% LTC · 100% of construction

Multifamily

Acquisition & bridge capital for 5+ unit projects.

Up to 80% LTV · bridge & perm

Commercial & Foreign National

Asset-based loans, including foreign-national programs.

No US credit OK · fast close
Questions

Melbourne hard money FAQ

Space Coast aerospace job growth drives rental demand, making Melbourne strong for both flips and BRRRR rentals.
Yes — DSCR loans on rental income suit Suntree, Viera and the broader Melbourne employment corridor.

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