Northeast Florida

Hard Money Loans in Jacksonville, Florida

Hard money & DSCR loans for Jacksonville investors — one of Florida's best cash-flow markets for fix & flip and rentals.

92.5%Max LTC
5-dayFunding
0.75DSCR min.
DuvalCounty + all FL

The Jacksonville investor market

Jacksonville's affordability and strong rent-to-price ratios make it a go-to market for cash-flow investors. LendingFLA funds fix-and-flip and BRRRR deals across Duval County, then refinances stabilized rentals into 30-year DSCR loans that pull your capital back out.

Areas we serve in & around Jacksonville

RiversideAvondaleSpringfieldSan MarcoMurray HillArlington

How Jacksonville investors use LendingFLA

Historic districts like Riverside, Avondale and Springfield reward quality flips, while Murray Hill and Arlington offer durable BRRRR and buy-and-hold cash flow. The breadth of Jacksonville's market means investors can scale a portfolio without leaving the city.

Loan Programs

Investor loan programs in Jacksonville

One application, access to a network of top private lenders — competitive, asset-based terms across every investment strategy.

Fix & Flip

Buy, renovate and resell with leverage that protects your cash.

Up to 92.5% LTC · 100% rehab · 5-day funding

Bridge Loans

Move fast on time-sensitive deals and bridge to your exit.

5-day close · interest-only · no prepay

DSCR / Rental

Qualify on the property's rent — not your tax returns.

DSCR from 0.75 · up to 80% LTV · 30-yr

New Construction

Ground-up financing with rapid, inspection-based draws.

Up to 90% LTC · 100% of construction

Multifamily

Acquisition & bridge capital for 5+ unit projects.

Up to 80% LTV · bridge & perm

Commercial & Foreign National

Asset-based loans, including foreign-national programs.

No US credit OK · fast close
Questions

Jacksonville hard money FAQ

Yes — Jacksonville's strong rent-to-price ratios make it one of Florida's best BRRRR markets. We fund the rehab on hard money and refinance into a DSCR once it's rented.
Yes, across Jacksonville and Duval County, plus all of Florida and nationwide.

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