Southwest Florida

Hard Money Loans in Naples, Florida

Private lending for Naples & Collier County investors — high-end fix & flip, new construction and DSCR rentals.

92.5%Max LTC
5-dayFunding
0.75DSCR min.
CollierCounty + all FL

The Naples investor market

Naples is a premium Southwest Florida market where renovated comps and new construction command strong pricing. LendingFLA funds higher-balance fix-and-flip, ground-up construction and DSCR rental deals across Collier County, with terms scaled to luxury price points.

Areas we serve in & around Naples

Golden GateEast NaplesNorth NaplesBonita SpringsImmokalee

How Naples investors use LendingFLA

Golden Gate and East Naples offer value-add entry points, while North Naples and Bonita Springs support new construction and higher-end flips. Loan sizes scale with the after-repair value, so luxury projects are well served.

Loan Programs

Investor loan programs in Naples

One application, access to a network of top private lenders — competitive, asset-based terms across every investment strategy.

Fix & Flip

Buy, renovate and resell with leverage that protects your cash.

Up to 92.5% LTC · 100% rehab · 5-day funding

Bridge Loans

Move fast on time-sensitive deals and bridge to your exit.

5-day close · interest-only · no prepay

DSCR / Rental

Qualify on the property's rent — not your tax returns.

DSCR from 0.75 · up to 80% LTV · 30-yr

New Construction

Ground-up financing with rapid, inspection-based draws.

Up to 90% LTC · 100% of construction

Multifamily

Acquisition & bridge capital for 5+ unit projects.

Up to 80% LTV · bridge & perm

Commercial & Foreign National

Asset-based loans, including foreign-national programs.

No US credit OK · fast close
Questions

Naples hard money FAQ

Yes — loan sizes scale with the property's after-repair value, so we support the higher balances common to Naples and Collier County projects.
Yes. Ground-up construction loans fund the lot and build on scheduled draws across North Naples, Bonita Springs and greater Collier County.

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